* Move specs for account finder methods to concern spec

* Move account finder methods to concern

* Improve spec wording

* Use more explicit comparison to ensure correct return value

* Add coverage for .find_local! and .find_remote!

* Add some methods to the finder

* Use arel on matching_username method

* Avoid ternary in matching domain method

* Simplify finder methods

* Use an AccountFinder class to simplify lookup